Evette Tsang Insurance & Financial Services

Welcome, clients and future client,

Life is forever changing particularly in today's uncertain economic environment. The escalating prices at the gas pumps and at the grocery stores have caused us to adjust our everyday life. Consumer confidence is low, unemployment is high, and the challenges facing the financial industry have impact industries across most sectors. You and I both know there are no magic tricks and there are no crystal balls, the only thing we can do is to be prepared as best as we can so we can help overcome this adverse time and come out ahead in the long term. Planning your financial goals is more critical today than ever. This is the time for you to review your portofolio and make sure the objectives you have set forth are still current. If you have not developed any strategies at this time, you need to start today.

Please use our Web site as a resource, and do not hesitate to contact us for additional information or give us your feedback. Look forward to hearing from you.

Evette Tsang, LUTCF (CA Ins. Lic# 0C62110, NV Ins. LIc# 217748)  is an agent licensed to sell insurance through New York Life and may be licensed with various other independent unaffiliated insurance companies in the states of CA & Nevada. No insurance business may be conducted outside the states referenced.

Evette Tsang is a Registered Representative offering securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a registered broker-dealer. In this regard, this communication is strictly intended for individuals residing in the state of CA. No offers may be made or accepted from any resident outside CA.

Evette Tsang Insurance & Financial Services is not owned or operated by NYLIFE Securities LLC or its affiliates.

Evette Tsang is licensed to offer mutual funds and variable products.  Market Watch information is provided for informational purposes and is not considered an offering of securities.

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Personal Folders

Retirement Countdown in a Down Market

The process leading up to retirement should begin years beforehand to help protect portfolio assets in the event that the markets are affected by unfavorable economic conditions.

Fixed Annuities May Offer Stability

A source of guaranteed income may help remove some of the uncertainty associated with retiring when the financial markets are fluctuating.

Getting the Right Mix

Asset allocation is the process of dividing investment dollars among asset classes that often behave differently in different market cycles.

New Year: Check and (Re)balance

Even if people have become jaded about making new year's resolutions, it shouldn't stop them from doing what they need to do to accomplish their financial goals.

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